Mortgage products are constantly changing and it is increasingly important to have your affairs managed by an adviser who can keep track of the market place. Moreover, the CGA will alleviate much of the stress associated with property deals by overseeing the entire process and ensuring that the Estate Agents, Solicitors and Surveyors are up to speed with progress.

There are many considerations, such as fees payable, redemption penalties, and personal circumstances. It is rarely a question of simply plumping for the lowest rate. Important decisions as to the fundamental basis of the mortgage have to be made. Fixed, capped, variable, cash back and flexible rates all have their place and we ensure that clients are fully conversant with the pros and cons of each type.

If requested we will actively manage your mortgage and will make contact at the end of a fixed or capped period should a more competitive product become available. We will source the best financial solutions for matters ranging from finance for self employed clients through to the release of equity for retired clients wishing to unlock capital in their home without selling up. Your home may be repossessed if you do not keep up repayments on your mortgage.

Please contact The CGA on 01985 850 706 or enquire online.